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為了解決水危機(jī),各大公司開(kāi)始轉(zhuǎn)向人工智能

Tony Lystra
2022-07-13

各行各業(yè)的公司都越來(lái)越多地轉(zhuǎn)向人工智能和數(shù)據(jù)模型,以更好地評(píng)估氣候?qū)⑷绾瓮{它們的運(yùn)營(yíng)和利潤(rùn)。

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美國(guó)猶他州的大鹽湖(Great Salt Lake)正在干涸:由于美國(guó)西南部迎來(lái)1200年來(lái)最嚴(yán)重的干旱,大鹽湖現(xiàn)在的面積只有平時(shí)的三分之一,并威脅到附近的鹽湖城,鹽湖城空氣中的砷含量達(dá)到警戒水平。

Measurabl公司的首席執(zhí)行官馬特·埃利斯表示,猶他州的一名共和黨州議員最近將這種風(fēng)險(xiǎn)稱(chēng)為“環(huán)境核彈”,正是氣候變化造成了此類(lèi)危險(xiǎn),這可能會(huì)阻止資本流入西南地區(qū),使私營(yíng)公司損失數(shù)百萬(wàn)美元。Measurabl公司利用機(jī)器學(xué)習(xí)和大量數(shù)據(jù)來(lái)幫助企業(yè)監(jiān)測(cè)建筑的排放量以及能源和水的使用情況。

他說(shuō):“你將面臨增長(zhǎng)問(wèn)題、房屋價(jià)值問(wèn)題和商業(yè)問(wèn)題?!卑@怪赋?,投資者可能擔(dān)心在鹽湖城建房?!斑@在房地產(chǎn)業(yè)務(wù)的資本堆棧中進(jìn)展得非常快,我們看到客戶(hù)真的開(kāi)始因此而改變他們的買(mǎi)賣(mài)行為?!?/p>

行業(yè)觀(guān)察人士和提供這些技術(shù)的公司高管稱(chēng),西南地區(qū)的水資源短缺和其他與氣候相關(guān)的事件越來(lái)越頻繁和嚴(yán)重,這加速了對(duì)更準(zhǔn)確衡量氣候變化影響的需求。各行各業(yè)的公司都越來(lái)越多地轉(zhuǎn)向Measurabl提供的人工智能和數(shù)據(jù)模型,以更好地評(píng)估氣候?qū)⑷绾瓮{它們的運(yùn)營(yíng)和利潤(rùn)。

專(zhuān)家指出,干旱帶來(lái)的影響遠(yuǎn)遠(yuǎn)超出了房地產(chǎn)行業(yè):干旱已經(jīng)使西南地區(qū)的主要水庫(kù)干涸至創(chuàng)紀(jì)錄的低點(diǎn),威脅到農(nóng)作物、供應(yīng)鏈和生產(chǎn)線(xiàn)。根據(jù)英國(guó)巴克萊銀行(Barclays)于2021年6月發(fā)布的一份報(bào)告,包括食品、飲料和非耐用日用商品在內(nèi)的必需消費(fèi)品行業(yè)僅因?yàn)樗Y源短缺就可能損失2000億美元。與此同時(shí),大型科技公司的數(shù)據(jù)中心每天需要用數(shù)百萬(wàn)加侖的淡水冷卻,它們不得不承諾采取深水保護(hù)措施,因?yàn)槊绹?guó)西南地區(qū)的一些城市反對(duì)建設(shè)新的云基礎(chǔ)設(shè)施的計(jì)劃。

投資者、保險(xiǎn)公司和債權(quán)人越來(lái)越依賴(lài)氣候數(shù)據(jù)來(lái)制定關(guān)鍵戰(zhàn)略決策,這給企業(yè)識(shí)別、披露和應(yīng)對(duì)氣候相關(guān)風(fēng)險(xiǎn)帶來(lái)了壓力。

市場(chǎng)研究公司Gartner表示,根據(jù)去年年底對(duì)董事會(huì)進(jìn)行的一項(xiàng)調(diào)查,可持續(xù)發(fā)展工作,即被企業(yè)和投資者稱(chēng)為環(huán)境、社會(huì)和治理(ESG)舉措,是今年和2023年公司董事會(huì)的三大優(yōu)先事項(xiàng)之一。該公司沒(méi)有確鑿的數(shù)據(jù)表明私營(yíng)部門(mén)越來(lái)越多地采用人工智能和數(shù)據(jù)技術(shù)。

這家市場(chǎng)研究公司在2021年12月發(fā)布的一份報(bào)告中說(shuō):“利用人工智能和云服務(wù)進(jìn)行氣候相關(guān)風(fēng)險(xiǎn)評(píng)估的初創(chuàng)企業(yè)生態(tài)系統(tǒng)正在持續(xù)增長(zhǎng)。利用機(jī)器學(xué)習(xí)和其他人工智能技術(shù)來(lái)緩解氣候變化已經(jīng)在順利進(jìn)行中?!?/p>

微軟公司(Microsoft)正在使用數(shù)據(jù)和機(jī)器學(xué)習(xí)模型來(lái)阻止數(shù)百萬(wàn)加侖的水冷卻其數(shù)據(jù)中心,并幫助其他人識(shí)別和解決用水問(wèn)題。

總部位于倫敦的Cervest公司表示,該公司利用機(jī)器學(xué)習(xí)和通過(guò)衛(wèi)星、氣象站和遙感方法收集的大量數(shù)據(jù)來(lái)評(píng)估公司資產(chǎn)組合的風(fēng)險(xiǎn),包括工廠(chǎng)、企業(yè)園區(qū)、分銷(xiāo)和數(shù)據(jù)中心。

Lotic Labs部署了類(lèi)似的技術(shù)來(lái)監(jiān)測(cè)與天氣相關(guān)的風(fēng)險(xiǎn),并將這些數(shù)據(jù)轉(zhuǎn)化為金融風(fēng)險(xiǎn)模型。

作為全球最大的淡水消費(fèi)者之一,農(nóng)業(yè)企業(yè)也在轉(zhuǎn)向人工智能,以提高從農(nóng)田到食品生產(chǎn)通道的運(yùn)營(yíng)效率。

數(shù)千年來(lái),美國(guó)西南部一直飽受干旱之苦,但最近這段時(shí)間的干旱天氣加上極端高溫,被證明是特別持久和危險(xiǎn)的。持續(xù)了20多年的干旱被稱(chēng)為“特大干旱”,西南地區(qū)的干旱已經(jīng)持續(xù)了22年。

根據(jù)加州大學(xué)洛杉磯分校(University of California, Los Angeles)在今年2月發(fā)表的一項(xiàng)研究,科學(xué)家們表示,氣候變化在很大程度上是人為原因造成的,過(guò)去20年該地區(qū)土壤缺乏水分42%是人為原因造成的。

2021年,聯(lián)邦官員宣布,他們將在科羅拉多河流域(Colorado River Basin)進(jìn)行歷史上首次蓄水,限制向依賴(lài)這條1450英里(約2333.55千米)水路的各州分配水資源。官員們?cè)?月表示,政府可能會(huì)出臺(tái)更多限制措施。

“情況非常糟糕。”政治學(xué)家大衛(wèi)·費(fèi)爾德曼表示,他是加州大學(xué)歐文分校(UC Irvine)水科學(xué)與政策智庫(kù)Water UCI的負(fù)責(zé)人。

日益嚴(yán)重的全球性問(wèn)題

費(fèi)爾德曼說(shuō):“我們?cè)谖髂系貐^(qū)看到的現(xiàn)象在全球范圍內(nèi)越來(lái)越普遍?!彼€擔(dān)任政府水資源問(wèn)題顧問(wèn),并撰寫(xiě)了幾本關(guān)于水資源政策和管理的書(shū)籍?!敖邓牟豢深A(yù)測(cè)性,對(duì)水資源的各種需求的增長(zhǎng),不僅是農(nóng)業(yè)用水,而且是城市用水、工業(yè)用水、制造業(yè)用水——這是一個(gè)在世界范圍內(nèi)變得普遍的問(wèn)題?!?/p>

瑞士再保險(xiǎn)公司(Swiss Re)估計(jì),到2050年,干旱、野火、洪水和其他與氣候相關(guān)的事件將使全球經(jīng)濟(jì)產(chǎn)出減少多達(dá)23萬(wàn)億美元,降幅在11%到14%之間。

世界銀行(World Bank)的環(huán)境倡議顧問(wèn)、商業(yè)咨詢(xún)公司Strategy DNA的創(chuàng)始人及首席執(zhí)行官瓦倫蒂娜·福緬科指出,這樣的數(shù)據(jù)凸顯了對(duì)更準(zhǔn)確的氣候相關(guān)金融模型的需求,保險(xiǎn)公司可以利用這些模型來(lái)構(gòu)建更好、更廣泛可用的氣候保險(xiǎn)產(chǎn)品。

她說(shuō):“在評(píng)估風(fēng)險(xiǎn)的思路上需要有這樣的轉(zhuǎn)變。我們需要分析才能預(yù)測(cè)水資源的可用性,并有可能將其轉(zhuǎn)化為融資條件。”

保險(xiǎn)公司已經(jīng)將干旱和野火風(fēng)險(xiǎn)作為提高費(fèi)率或取消保單的理由。信用評(píng)級(jí)公司標(biāo)準(zhǔn)普爾全球(S&P Global)在去年的一份報(bào)告中稱(chēng),水資源短缺正日益阻礙工業(yè)生產(chǎn),并使企業(yè)無(wú)法獲得資金。

作為世界上最大的淡水消費(fèi)者之一,農(nóng)業(yè)行業(yè)正在試圖通過(guò)采用更多數(shù)據(jù)和人工智能支持的技術(shù)來(lái)避免這些問(wèn)題,并保護(hù)其作物。

自喬治·華盛頓擔(dān)任美國(guó)總統(tǒng)以來(lái),種植者一直依靠農(nóng)民歷(Farmers Almanac)的天氣預(yù)報(bào)來(lái)了解何時(shí)種植農(nóng)作物,現(xiàn)在他們轉(zhuǎn)向了云中存儲(chǔ)的PB級(jí)數(shù)據(jù),人工智能模型利用這些數(shù)據(jù)能夠進(jìn)行更準(zhǔn)確的預(yù)測(cè),并實(shí)現(xiàn)了農(nóng)場(chǎng)自動(dòng)化操作。

拖拉機(jī)是直線(xiàn)行駛的。配備了計(jì)算機(jī)視覺(jué)攝像頭的拖拉機(jī)不會(huì)向大片農(nóng)田噴灑農(nóng)藥(因?yàn)檗r(nóng)藥可能流入當(dāng)?shù)厮矗?,而是高精度地瞄?zhǔn)了雜草群。地面上的傳感器可以觸發(fā)灌溉用水的流動(dòng),而且精度更高,從而能夠保護(hù)水源。

工農(nóng)業(yè)貿(mào)易組織設(shè)備制造商協(xié)會(huì)(Association of Equipment Manufacturers)的高級(jí)副總裁庫(kù)爾特·布萊茲說(shuō),所有這些措施都使得在更少的土地上種植更多的糧食成為可能,這也能節(jié)約用水。

“在這個(gè)問(wèn)題上沒(méi)有什么靈丹妙藥。技術(shù)只能解決其中一些挑戰(zhàn)?!辈既R茲說(shuō)。“我們可以做到這一點(diǎn)。我們能夠利用更少的資源來(lái)實(shí)現(xiàn)更大的產(chǎn)出?!?/p>

Cervest公司利用復(fù)雜的機(jī)器學(xué)習(xí)模型和龐大的數(shù)據(jù)倉(cāng)庫(kù)來(lái)評(píng)估企業(yè)資產(chǎn)面臨的氣候風(fēng)險(xiǎn)。該公司最近在橫跨內(nèi)華達(dá)州和亞利桑那州邊界的胡佛大壩(Hoover Dam)上演示了其軟件,幫助將科羅拉多河的河水輸送給美國(guó)西南部4000多萬(wàn)人。

87年來(lái),這座大壩一直是美國(guó)西南部“一切皆有可能”的繁榮前景的支柱。長(zhǎng)期以來(lái),科羅拉多河的河水一直沖刷著太平洋,使得沖浪者可以沿著洛杉磯海灘沖浪,形成的冰塊讓拉斯維加斯紙牌玩家的玻璃杯嘎嘎作響,灌溉著該地區(qū)廣闊的牧場(chǎng)和農(nóng)場(chǎng)。該大壩的水力發(fā)電沿著2700英里(約4345.23千米)長(zhǎng)的銅線(xiàn)傳輸,使得洛杉磯縣成為美國(guó)最大的制造業(yè)中心,截至2020年的GDP為7470億美元。

Cervest公司的軟件,稱(chēng)為EarthScan,能夠在單個(gè)企業(yè)園區(qū)、工廠(chǎng)、配送中心、數(shù)據(jù)中心,甚至是像胡佛大壩這樣的聯(lián)邦基礎(chǔ)設(shè)施的整體部分進(jìn)行歸零。然后,它利用人工智能技術(shù),仔細(xì)研究PB級(jí)數(shù)據(jù),以確定熱浪、干旱、野火和洪水是否可能襲擊這些資產(chǎn)。

EarthScan的人工智能技術(shù)在觀(guān)察胡佛大壩時(shí)看到了什么?麻煩。

根據(jù)Cervest公司的數(shù)據(jù)模型,如果利用科羅拉多河資源的七個(gè)州繼續(xù)像往常一樣運(yùn)作,胡佛大壩周?chē)摹盁釕?yīng)力”就將繼續(xù)上升。該軟件的算法目前給大壩的風(fēng)險(xiǎn)評(píng)級(jí)為“高”,并預(yù)計(jì)到2025年,該評(píng)級(jí)將飆升至“非常高”。

人工智能研究得出這一結(jié)論的數(shù)據(jù)中:美國(guó)最大的水庫(kù)米德湖(Lake Mead)已經(jīng)下降到前所未有的低點(diǎn)——大約是正常水平的三分之一,它是胡佛大壩使科羅拉多河在拉斯維加斯以東30英里(約48.28千米)的莫哈韋沙漠(Mojave Desert)上流動(dòng)時(shí)形成的。位于科羅拉多河上的葛蘭峽谷大壩(Glen Canyon Dam)形成的鮑威爾湖(Lake Powell)也縮小了。

胡佛大壩歸納稅人所有,而不是私人利益。盡管如此,Cervest公司的首席運(yùn)營(yíng)官卡蘭·喬普拉表示,目前的困境可能會(huì)給依賴(lài)胡佛大壩供水和供電的行業(yè)造成數(shù)十億美元的損失。他說(shuō),美國(guó)西南地區(qū)進(jìn)一步加劇的干旱可能會(huì)影響農(nóng)業(yè)生產(chǎn),導(dǎo)致供應(yīng)鏈中斷,生產(chǎn)線(xiàn)停滯。

事實(shí)上,喬普拉說(shuō),Cervest公司的75家客戶(hù)都在使用其EarthScan軟件,不僅用來(lái)監(jiān)測(cè)自家建筑物的風(fēng)險(xiǎn),還用來(lái)審查供應(yīng)合作伙伴。他說(shuō),機(jī)構(gòu)投資者正在使用該軟件來(lái)評(píng)估其投資組合和潛在投資的風(fēng)險(xiǎn)。

“無(wú)處可藏”

今年3月,美國(guó)證券交易委員會(huì)(SEC)提出了新規(guī)定,要求上市公司在提交給美國(guó)證券交易委員會(huì)的文件中披露其面臨的與氣候相關(guān)的風(fēng)險(xiǎn),尤其是與運(yùn)營(yíng)和財(cái)務(wù)有關(guān)的風(fēng)險(xiǎn)。擬議中的規(guī)定還將要求這些公司披露溫室氣體排放量。該機(jī)構(gòu)在5月延長(zhǎng)了提案的評(píng)議期。

“我們將無(wú)處可藏?!眴唐绽谡劦酵饨鐚?duì)加大氣候信息披露力度的期待時(shí)說(shuō)?!拔业慕ㄗh是領(lǐng)先一步,把它當(dāng)作獲得競(jìng)爭(zhēng)優(yōu)勢(shì)的機(jī)會(huì)。”

氣候模型很復(fù)雜,難以解釋?zhuān)@項(xiàng)工作通常留給學(xué)者和其他專(zhuān)家,他們?yōu)檎咧贫ㄕ咂鸩莺窈竦膱?bào)告,“這非常重要?!眴唐绽硎尽5a(bǔ)充說(shuō),Cervest公司正在試圖讓這些模型易于應(yīng)用于單個(gè)資產(chǎn)的投資組合,“這樣我們都可以變得更聰明”。

他說(shuō),該軟件能夠根據(jù)不同的場(chǎng)景識(shí)別當(dāng)前和潛在的風(fēng)險(xiǎn)。它可以突出顯示早在1970年的氣候風(fēng)險(xiǎn)模式,也能夠預(yù)測(cè)遠(yuǎn)到2100年的未來(lái)風(fēng)險(xiǎn)。

喬普拉說(shuō):“想象一下,如果每個(gè)人都可以獲得這種類(lèi)型的智能應(yīng)用?!彼f(shuō),Cervest公司計(jì)劃在不久的將來(lái)讓人們更廣泛地使用這款軟件。“因?yàn)檫@實(shí)際上是我們?cè)谶@個(gè)世界上開(kāi)始謀劃和為我們正在經(jīng)歷的和將要經(jīng)歷的事情做準(zhǔn)備所需要的?!保ㄘ?cái)富中文網(wǎng))

譯者:中慧言-王芳

美國(guó)猶他州的大鹽湖(Great Salt Lake)正在干涸:由于美國(guó)西南部迎來(lái)1200年來(lái)最嚴(yán)重的干旱,大鹽湖現(xiàn)在的面積只有平時(shí)的三分之一,并威脅到附近的鹽湖城,鹽湖城空氣中的砷含量達(dá)到警戒水平。

Measurabl公司的首席執(zhí)行官馬特·埃利斯表示,猶他州的一名共和黨州議員最近將這種風(fēng)險(xiǎn)稱(chēng)為“環(huán)境核彈”,正是氣候變化造成了此類(lèi)危險(xiǎn),這可能會(huì)阻止資本流入西南地區(qū),使私營(yíng)公司損失數(shù)百萬(wàn)美元。Measurabl公司利用機(jī)器學(xué)習(xí)和大量數(shù)據(jù)來(lái)幫助企業(yè)監(jiān)測(cè)建筑的排放量以及能源和水的使用情況。

他說(shuō):“你將面臨增長(zhǎng)問(wèn)題、房屋價(jià)值問(wèn)題和商業(yè)問(wèn)題。”埃利斯指出,投資者可能擔(dān)心在鹽湖城建房?!斑@在房地產(chǎn)業(yè)務(wù)的資本堆棧中進(jìn)展得非???,我們看到客戶(hù)真的開(kāi)始因此而改變他們的買(mǎi)賣(mài)行為?!?/p>

行業(yè)觀(guān)察人士和提供這些技術(shù)的公司高管稱(chēng),西南地區(qū)的水資源短缺和其他與氣候相關(guān)的事件越來(lái)越頻繁和嚴(yán)重,這加速了對(duì)更準(zhǔn)確衡量氣候變化影響的需求。各行各業(yè)的公司都越來(lái)越多地轉(zhuǎn)向Measurabl提供的人工智能和數(shù)據(jù)模型,以更好地評(píng)估氣候?qū)⑷绾瓮{它們的運(yùn)營(yíng)和利潤(rùn)。

專(zhuān)家指出,干旱帶來(lái)的影響遠(yuǎn)遠(yuǎn)超出了房地產(chǎn)行業(yè):干旱已經(jīng)使西南地區(qū)的主要水庫(kù)干涸至創(chuàng)紀(jì)錄的低點(diǎn),威脅到農(nóng)作物、供應(yīng)鏈和生產(chǎn)線(xiàn)。根據(jù)英國(guó)巴克萊銀行(Barclays)于2021年6月發(fā)布的一份報(bào)告,包括食品、飲料和非耐用日用商品在內(nèi)的必需消費(fèi)品行業(yè)僅因?yàn)樗Y源短缺就可能損失2000億美元。與此同時(shí),大型科技公司的數(shù)據(jù)中心每天需要用數(shù)百萬(wàn)加侖的淡水冷卻,它們不得不承諾采取深水保護(hù)措施,因?yàn)槊绹?guó)西南地區(qū)的一些城市反對(duì)建設(shè)新的云基礎(chǔ)設(shè)施的計(jì)劃。

投資者、保險(xiǎn)公司和債權(quán)人越來(lái)越依賴(lài)氣候數(shù)據(jù)來(lái)制定關(guān)鍵戰(zhàn)略決策,這給企業(yè)識(shí)別、披露和應(yīng)對(duì)氣候相關(guān)風(fēng)險(xiǎn)帶來(lái)了壓力。

市場(chǎng)研究公司Gartner表示,根據(jù)去年年底對(duì)董事會(huì)進(jìn)行的一項(xiàng)調(diào)查,可持續(xù)發(fā)展工作,即被企業(yè)和投資者稱(chēng)為環(huán)境、社會(huì)和治理(ESG)舉措,是今年和2023年公司董事會(huì)的三大優(yōu)先事項(xiàng)之一。該公司沒(méi)有確鑿的數(shù)據(jù)表明私營(yíng)部門(mén)越來(lái)越多地采用人工智能和數(shù)據(jù)技術(shù)。

這家市場(chǎng)研究公司在2021年12月發(fā)布的一份報(bào)告中說(shuō):“利用人工智能和云服務(wù)進(jìn)行氣候相關(guān)風(fēng)險(xiǎn)評(píng)估的初創(chuàng)企業(yè)生態(tài)系統(tǒng)正在持續(xù)增長(zhǎng)。利用機(jī)器學(xué)習(xí)和其他人工智能技術(shù)來(lái)緩解氣候變化已經(jīng)在順利進(jìn)行中。”

微軟公司(Microsoft)正在使用數(shù)據(jù)和機(jī)器學(xué)習(xí)模型來(lái)阻止數(shù)百萬(wàn)加侖的水冷卻其數(shù)據(jù)中心,并幫助其他人識(shí)別和解決用水問(wèn)題。

總部位于倫敦的Cervest公司表示,該公司利用機(jī)器學(xué)習(xí)和通過(guò)衛(wèi)星、氣象站和遙感方法收集的大量數(shù)據(jù)來(lái)評(píng)估公司資產(chǎn)組合的風(fēng)險(xiǎn),包括工廠(chǎng)、企業(yè)園區(qū)、分銷(xiāo)和數(shù)據(jù)中心。

Lotic Labs部署了類(lèi)似的技術(shù)來(lái)監(jiān)測(cè)與天氣相關(guān)的風(fēng)險(xiǎn),并將這些數(shù)據(jù)轉(zhuǎn)化為金融風(fēng)險(xiǎn)模型。

作為全球最大的淡水消費(fèi)者之一,農(nóng)業(yè)企業(yè)也在轉(zhuǎn)向人工智能,以提高從農(nóng)田到食品生產(chǎn)通道的運(yùn)營(yíng)效率。

數(shù)千年來(lái),美國(guó)西南部一直飽受干旱之苦,但最近這段時(shí)間的干旱天氣加上極端高溫,被證明是特別持久和危險(xiǎn)的。持續(xù)了20多年的干旱被稱(chēng)為“特大干旱”,西南地區(qū)的干旱已經(jīng)持續(xù)了22年。

根據(jù)加州大學(xué)洛杉磯分校(University of California, Los Angeles)在今年2月發(fā)表的一項(xiàng)研究,科學(xué)家們表示,氣候變化在很大程度上是人為原因造成的,過(guò)去20年該地區(qū)土壤缺乏水分42%是人為原因造成的。

2021年,聯(lián)邦官員宣布,他們將在科羅拉多河流域(Colorado River Basin)進(jìn)行歷史上首次蓄水,限制向依賴(lài)這條1450英里(約2333.55千米)水路的各州分配水資源。官員們?cè)?月表示,政府可能會(huì)出臺(tái)更多限制措施。

“情況非常糟糕。”政治學(xué)家大衛(wèi)·費(fèi)爾德曼表示,他是加州大學(xué)歐文分校(UC Irvine)水科學(xué)與政策智庫(kù)Water UCI的負(fù)責(zé)人。

日益嚴(yán)重的全球性問(wèn)題

費(fèi)爾德曼說(shuō):“我們?cè)谖髂系貐^(qū)看到的現(xiàn)象在全球范圍內(nèi)越來(lái)越普遍?!彼€擔(dān)任政府水資源問(wèn)題顧問(wèn),并撰寫(xiě)了幾本關(guān)于水資源政策和管理的書(shū)籍。“降水的不可預(yù)測(cè)性,對(duì)水資源的各種需求的增長(zhǎng),不僅是農(nóng)業(yè)用水,而且是城市用水、工業(yè)用水、制造業(yè)用水——這是一個(gè)在世界范圍內(nèi)變得普遍的問(wèn)題?!?/p>

瑞士再保險(xiǎn)公司(Swiss Re)估計(jì),到2050年,干旱、野火、洪水和其他與氣候相關(guān)的事件將使全球經(jīng)濟(jì)產(chǎn)出減少多達(dá)23萬(wàn)億美元,降幅在11%到14%之間。

世界銀行(World Bank)的環(huán)境倡議顧問(wèn)、商業(yè)咨詢(xún)公司Strategy DNA的創(chuàng)始人及首席執(zhí)行官瓦倫蒂娜·福緬科指出,這樣的數(shù)據(jù)凸顯了對(duì)更準(zhǔn)確的氣候相關(guān)金融模型的需求,保險(xiǎn)公司可以利用這些模型來(lái)構(gòu)建更好、更廣泛可用的氣候保險(xiǎn)產(chǎn)品。

她說(shuō):“在評(píng)估風(fēng)險(xiǎn)的思路上需要有這樣的轉(zhuǎn)變。我們需要分析才能預(yù)測(cè)水資源的可用性,并有可能將其轉(zhuǎn)化為融資條件。”

保險(xiǎn)公司已經(jīng)將干旱和野火風(fēng)險(xiǎn)作為提高費(fèi)率或取消保單的理由。信用評(píng)級(jí)公司標(biāo)準(zhǔn)普爾全球(S&P Global)在去年的一份報(bào)告中稱(chēng),水資源短缺正日益阻礙工業(yè)生產(chǎn),并使企業(yè)無(wú)法獲得資金。

作為世界上最大的淡水消費(fèi)者之一,農(nóng)業(yè)行業(yè)正在試圖通過(guò)采用更多數(shù)據(jù)和人工智能支持的技術(shù)來(lái)避免這些問(wèn)題,并保護(hù)其作物。

自喬治·華盛頓擔(dān)任美國(guó)總統(tǒng)以來(lái),種植者一直依靠農(nóng)民歷(Farmers Almanac)的天氣預(yù)報(bào)來(lái)了解何時(shí)種植農(nóng)作物,現(xiàn)在他們轉(zhuǎn)向了云中存儲(chǔ)的PB級(jí)數(shù)據(jù),人工智能模型利用這些數(shù)據(jù)能夠進(jìn)行更準(zhǔn)確的預(yù)測(cè),并實(shí)現(xiàn)了農(nóng)場(chǎng)自動(dòng)化操作。

拖拉機(jī)是直線(xiàn)行駛的。配備了計(jì)算機(jī)視覺(jué)攝像頭的拖拉機(jī)不會(huì)向大片農(nóng)田噴灑農(nóng)藥(因?yàn)檗r(nóng)藥可能流入當(dāng)?shù)厮矗?,而是高精度地瞄?zhǔn)了雜草群。地面上的傳感器可以觸發(fā)灌溉用水的流動(dòng),而且精度更高,從而能夠保護(hù)水源。

工農(nóng)業(yè)貿(mào)易組織設(shè)備制造商協(xié)會(huì)(Association of Equipment Manufacturers)的高級(jí)副總裁庫(kù)爾特·布萊茲說(shuō),所有這些措施都使得在更少的土地上種植更多的糧食成為可能,這也能節(jié)約用水。

“在這個(gè)問(wèn)題上沒(méi)有什么靈丹妙藥。技術(shù)只能解決其中一些挑戰(zhàn)?!辈既R茲說(shuō)。“我們可以做到這一點(diǎn)。我們能夠利用更少的資源來(lái)實(shí)現(xiàn)更大的產(chǎn)出?!?/p>

Cervest公司利用復(fù)雜的機(jī)器學(xué)習(xí)模型和龐大的數(shù)據(jù)倉(cāng)庫(kù)來(lái)評(píng)估企業(yè)資產(chǎn)面臨的氣候風(fēng)險(xiǎn)。該公司最近在橫跨內(nèi)華達(dá)州和亞利桑那州邊界的胡佛大壩(Hoover Dam)上演示了其軟件,幫助將科羅拉多河的河水輸送給美國(guó)西南部4000多萬(wàn)人。

87年來(lái),這座大壩一直是美國(guó)西南部“一切皆有可能”的繁榮前景的支柱。長(zhǎng)期以來(lái),科羅拉多河的河水一直沖刷著太平洋,使得沖浪者可以沿著洛杉磯海灘沖浪,形成的冰塊讓拉斯維加斯紙牌玩家的玻璃杯嘎嘎作響,灌溉著該地區(qū)廣闊的牧場(chǎng)和農(nóng)場(chǎng)。該大壩的水力發(fā)電沿著2700英里(約4345.23千米)長(zhǎng)的銅線(xiàn)傳輸,使得洛杉磯縣成為美國(guó)最大的制造業(yè)中心,截至2020年的GDP為7470億美元。

Cervest公司的軟件,稱(chēng)為EarthScan,能夠在單個(gè)企業(yè)園區(qū)、工廠(chǎng)、配送中心、數(shù)據(jù)中心,甚至是像胡佛大壩這樣的聯(lián)邦基礎(chǔ)設(shè)施的整體部分進(jìn)行歸零。然后,它利用人工智能技術(shù),仔細(xì)研究PB級(jí)數(shù)據(jù),以確定熱浪、干旱、野火和洪水是否可能襲擊這些資產(chǎn)。

EarthScan的人工智能技術(shù)在觀(guān)察胡佛大壩時(shí)看到了什么?麻煩。

根據(jù)Cervest公司的數(shù)據(jù)模型,如果利用科羅拉多河資源的七個(gè)州繼續(xù)像往常一樣運(yùn)作,胡佛大壩周?chē)摹盁釕?yīng)力”就將繼續(xù)上升。該軟件的算法目前給大壩的風(fēng)險(xiǎn)評(píng)級(jí)為“高”,并預(yù)計(jì)到2025年,該評(píng)級(jí)將飆升至“非常高”。

人工智能研究得出這一結(jié)論的數(shù)據(jù)中:美國(guó)最大的水庫(kù)米德湖(Lake Mead)已經(jīng)下降到前所未有的低點(diǎn)——大約是正常水平的三分之一,它是胡佛大壩使科羅拉多河在拉斯維加斯以東30英里(約48.28千米)的莫哈韋沙漠(Mojave Desert)上流動(dòng)時(shí)形成的。位于科羅拉多河上的葛蘭峽谷大壩(Glen Canyon Dam)形成的鮑威爾湖(Lake Powell)也縮小了。

胡佛大壩歸納稅人所有,而不是私人利益。盡管如此,Cervest公司的首席運(yùn)營(yíng)官卡蘭·喬普拉表示,目前的困境可能會(huì)給依賴(lài)胡佛大壩供水和供電的行業(yè)造成數(shù)十億美元的損失。他說(shuō),美國(guó)西南地區(qū)進(jìn)一步加劇的干旱可能會(huì)影響農(nóng)業(yè)生產(chǎn),導(dǎo)致供應(yīng)鏈中斷,生產(chǎn)線(xiàn)停滯。

事實(shí)上,喬普拉說(shuō),Cervest公司的75家客戶(hù)都在使用其EarthScan軟件,不僅用來(lái)監(jiān)測(cè)自家建筑物的風(fēng)險(xiǎn),還用來(lái)審查供應(yīng)合作伙伴。他說(shuō),機(jī)構(gòu)投資者正在使用該軟件來(lái)評(píng)估其投資組合和潛在投資的風(fēng)險(xiǎn)。

“無(wú)處可藏”

今年3月,美國(guó)證券交易委員會(huì)(SEC)提出了新規(guī)定,要求上市公司在提交給美國(guó)證券交易委員會(huì)的文件中披露其面臨的與氣候相關(guān)的風(fēng)險(xiǎn),尤其是與運(yùn)營(yíng)和財(cái)務(wù)有關(guān)的風(fēng)險(xiǎn)。擬議中的規(guī)定還將要求這些公司披露溫室氣體排放量。該機(jī)構(gòu)在5月延長(zhǎng)了提案的評(píng)議期。

“我們將無(wú)處可藏?!眴唐绽谡劦酵饨鐚?duì)加大氣候信息披露力度的期待時(shí)說(shuō)?!拔业慕ㄗh是領(lǐng)先一步,把它當(dāng)作獲得競(jìng)爭(zhēng)優(yōu)勢(shì)的機(jī)會(huì)?!?/p>

氣候模型很復(fù)雜,難以解釋?zhuān)@項(xiàng)工作通常留給學(xué)者和其他專(zhuān)家,他們?yōu)檎咧贫ㄕ咂鸩莺窈竦膱?bào)告,“這非常重要?!眴唐绽硎?。但他補(bǔ)充說(shuō),Cervest公司正在試圖讓這些模型易于應(yīng)用于單個(gè)資產(chǎn)的投資組合,“這樣我們都可以變得更聰明”。

他說(shuō),該軟件能夠根據(jù)不同的場(chǎng)景識(shí)別當(dāng)前和潛在的風(fēng)險(xiǎn)。它可以突出顯示早在1970年的氣候風(fēng)險(xiǎn)模式,也能夠預(yù)測(cè)遠(yuǎn)到2100年的未來(lái)風(fēng)險(xiǎn)。

喬普拉說(shuō):“想象一下,如果每個(gè)人都可以獲得這種類(lèi)型的智能應(yīng)用。”他說(shuō),Cervest公司計(jì)劃在不久的將來(lái)讓人們更廣泛地使用這款軟件?!耙?yàn)檫@實(shí)際上是我們?cè)谶@個(gè)世界上開(kāi)始謀劃和為我們正在經(jīng)歷的和將要經(jīng)歷的事情做準(zhǔn)備所需要的?!保ㄘ?cái)富中文網(wǎng))

譯者:中慧言-王芳

Utah’s Great Salt Lake is drying up: Withering under the Southwestern U.S.’s worst drought in 1,200 years, the lake is now only a third its usual size and threatening to fill the air in nearby Salt Lake City with alarming levels of arsenic.

The risk, which a Republican state lawmaker in Utah recently called an “environmental nuclear bomb,” is just the kind of danger wrought by climate change that’s likely to discourage capital from flowing into the Southwest, costing private companies millions of dollars, said Matt Ellis, the CEO of Measurabl, which uses machine learning and vast amounts of data to help companies monitor their buildings’ climate emissions as well as energy and water use.

“You’re going to have a growth problem, a home value problem and a business problem,” he said, noting investors are likely to worry about building in Salt Lake City. “This goes really fast all the way through the capital stack of the real estate business, and we're seeing our customers literally start to change their buying and selling behavior because of it.”

Southwest’s water shortage and other climate-related events, which are increasingly frequent and severe, are accelerating demand for more accurate measures of climate change’s impact, said industry observers and executives at the companies providing these technologies. Companies across all sectors of the economy are increasingly turning to AI and data models like those offered by Measurabl to better assess how climate will threaten their operations and profits.

The impact of the drought reaches far beyond the real estate business: It has dried the Southwest’s major reservoirs to record lows, threatening crops, supply chains and manufacturing lines, experts said. The consumer staples sector, which includes food, beverage and non-durable household goods, could lose $200 billion as a result of water shortages alone, according to a note issued in June of last year by U.K. bank Barclays. Meanwhile, big tech companies, whose data centers are cooled by millions of gallons of fresh water each day, have had to promise deep water conservation measures as Southwestern cities pushed back against plans to build new cloud infrastructure.

Investors, insurance providers and creditors are relying more and more on climate data to make key strategic decisions, which is putting pressure on companies to identify, disclose and address climate-related risks.

Market research firm Gartner said sustainability efforts, known among corporations and investors as Environmental, Social and Governance (ESG) initiatives, rank among corporate board of directors’ top three priorities for this year and 2023, according to a survey of boards conducted late last year. It didn’t have hard numbers illustrating growing private-sector adoption of AI and data technologies.

”There is a growing ecosystem of startups that are using AI and cloud services” for climate-related risk assessments,“ the market research firm said in a report published in December. “Use of machine learning and other AI techniques for climate change mitigation is already well underway.“

Microsoft is using data and machine learning models to both stanch the millions of gallons of water cooling its data centers and to help others identify and address water usage problems.

London-based Cervest said it uses machine learning and a vast array of data collected by satellites, weather stations and remote sensing methods to assess risks to a company’s portfolio of assets, including factories, corporate campuses, distribution and data centers.

Lotic Labs deploys similar technologies to monitor weather-related risk and translate that data into financial risk models.

The agriculture business, one of the world’s biggest consumers of freshwater, is also turning to AI to operate more efficiently, from field to grocery produce aisle.

Periods of drought have bedeviled the Southwestern U.S. for millennia, but this latest stretch of dry weather coupled with extreme heat has proved especially persistent – and perilous. Dry streaks lasting more than two decades are known as “megadroughts,“ and the drought drying up the Southwest is now rolling into its 22nd year.

Scientists say that’s in large part because of human-caused climate change, which is responsible for 42% of the lack of moisture in the region’s soil over the past two decades, according to a University of California, Los Angeles study published in February.

Federal officials announced last year that they were holding back water for the first time in the Colorado River Basin’s history, restricting water allocations to the states relying on the 1,450-mile waterway. Officials said in June that more restrictions may be on the way.

“It’s pretty bad,” said David Feldman, a political scientist who is the director of Water UCI, a water science and policy think tank at UC Irvine.

Growing global issue

“What we're seeing in the Southwest is becoming more globally common,” said Feldman, who also works as a government consultant on water issues and has written several books about water policy and management. “The unpredictability of precipitation, the growth in various demands for water, not just for agriculture but for urban use, for industry, for manufacturing–it's a problem that's becoming common worldwide.”

Insurance provider Swiss Re estimates drought, wildfire, flooding and other climate-related events will hack up to $23 trillion off global economic output–a reduction of between 11% and 14%--by 2050.

Figures like that are underscoring the need for more accurate climate-related financial models, which insurers can use to build better and more broadly available climate insurance products, said Valentina Fomenko, who advises the World Bank on environmental initiatives and is the founder and CEO of business consultancy Strategy DNA.

“There needs to be this shift in thinking about how we assess risk,” she said. “We need analytics to be able to project water availability and potentially translate that into financial terms.”

Insurance companies are already citing drought and wildfire risk as reasons to hike rates or cancel policies. And credit ratings firm S&P Global said in a report last year that water shortages are increasingly stunting industrial production and gutting companies’ access to capital.

The agriculture industry, one of the world’s biggest consumers of freshwater, is trying to stave off those problems and protect its crops by adopting more data- and AI-backed technologies.

Growers, who since the presidency of George Washington have relied on the Farmers Almanac's weather predictions to know when to plant crops, now turn to petabytes of data in the cloud, which AI models harness to make far-more-accurate predictions and automate a farm's operations.

Tractors drive themselves in razor-straight lines. Instead of spraying outsized expanses of cropland with pesticides that can run off into local water supplies, cameras equipped with computer vision target clusters of weeds with high precision. Sensors in the ground can trigger the flow of irrigation water, also with far greater precision, which preserves water supplies.

All of these measures make it possible to grow more food on less land, which also saves water, said Curt Blades, a senior vice president at the Association of Equipment Manufacturers, an industrial and agriculture trade group.

“There are no silver bullets on this. Technology is only going to go so far to solve some of these challenges,” Blades said. “We can manage it. We can do more with less.”

Cervest, which assesses climate risk to corporate assets using complex machine learning models and vast repositories of data, recently demonstrated its software by zeroing in on the Hoover Dam, which straddles the Nevada and Arizona border and helps channel the waters of the Colorado River to more than 40 million people across the Southwest.

For 87 years, the dam has been a pillar of the Southwest’s distinct anything’s-possible promise of prosperity. Colorado River waters have long rinsed the salty Pacific from surfers along Los Angeles beaches, formed the ice cubes rattling the glasses of Las Vegas card players and irrigated the region's sprawling ranches and farms. The dam’s hydropower-generated electricity, racing along 2,700 miles of copper transmission lines, has helped make Los Angeles County the U.S.'s top manufacturing center, with a GDP of $747 billion as of 2020.

Cervest's software, called EarthScan, can zero in on a single corporate campus, factory, distribution center, data center – or even a monolithic piece of federal infrastructure like the Hoover Dam. It then uses artificial intelligence, poring through petabytes of data, to determine whether heatwaves, drought, wildfires and flooding are likely to strike those assets.

What did EarthScan's AI see when it looked at the Hoover Dam? Trouble.

If the seven states tapping the Colorado River continue doing business as usual, according to Cervest's data models, "heat stress" around the Hoover Dam will keep rising. The software’s algorithms currently give the dam a risk rating of "high" and project that rating will spike to "very high" by 2025.

Among the data the AI examined to reach that conclusion: Lake Mead, the U.S.’s largest reservoir, which was created when the Hoover Dam sent the Colorado River sloshing over the Mojave Desert just 30 miles east of Las Vegas, has receded to unprecedented lows–about a third its normal level. Lake Powell, created by the Glen Canyon Dam, also on the Colorado, has similarly shrunk.

The Hoover Dam is owned by taxpayers, not private interests. Still, its current woes could cost billions of dollars to the industries that rely on it for water and power, said Karan Chopra, Cervest’s chief operations officer. A further-escalating Southwestern drought, he said, could plow under farming operations, choke supply chains and stall manufacturing lines.

In fact, he said, Cervest’s 75 customers are using its EarthScan software, not just to monitor risk to their own buildings, but to vet supply partners. Institutional investors, he said, are using the software to assess risk across their portfolios and prospective investments.

“No place to hide”

In March, the SEC proposed new rules that would require public companies to disclose in SEC filings the climate-related risks facing their enterprises, particularly where they relate to operations and finances. The proposed rules would also require those companies to reveal greenhouse gas emissions. The agency extended the comment period for proposals in May.

“There will be no place to hide,“ Chopra said of the expectations for increased climate disclosure. "My advice is to get ahead of it and use it as an opportunity for competitive advantage.”

Climate models are complex and difficult to interpret, and that work has typically been left to academics and other experts who draft thick reports for policymakers, “which is really important,“ Chopra said. But he added that Cervest is trying to make the models easy to apply across a portfolio of individual assets “so we can all get smarter."

The software, he said, can identify current and potential risks based on different scenarios. It can highlight climate risk patterns as far back as 1970 or project risks into the future as far as 2100, he said.

"Imagine if everybody has access to this intelligence," said Chopra, who said Cervest plans to make its software more broadly available in the near future. "Because that's actually what we need in the world to start planning and preparing for what we are living through and what we will be living through."

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