????但這項(xiàng)服務(wù)會(huì)繼續(xù)迎合個(gè)人投資者，最低投資額僅為25美元。這也是它最大的賣(mài)點(diǎn)。為了更好地了解這項(xiàng)服務(wù)，筆者在Lending Club上進(jìn)行了一筆小投資。我很高興地知道我的錢(qián)將可以幫助馬薩諸塞州莫森小鎮(zhèn)上的一個(gè)人償還汽車(chē)貸款，我媽媽就生活在這個(gè)小鎮(zhèn)上。而且，我也很高興知道在金融市場(chǎng)低迷之時(shí)，我毫無(wú)起色的貨幣市場(chǎng)賬戶(hù)可能有新的投資選擇了。

????譯者：楊智

????The service will continue to cater to retail investors, however, with a required minimum investment of just $25. And that's its biggest selling point. To better understand the service, I made a small investment on Lending Club. I liked knowing that my money would support a person trying to pay off a car loan in Monson, MA, a town over from where my mother lives. And I also liked knowing that there may be a new alternative in a down market for my flat-lining money market accounts.